Auto Insurance~ Two Different Jobs Equals Business Use?
My insurance company has informed me, that my husband uses his truck for business, He has 2 jobs, one he works at everyday & the other job every other weekend, they are not connected to one another in any way. Can anybody explain this to me? The only thing I got out of the insurance company was, it is business use, if the mileage from our house to one job, is different from our house to the other. Yes it is less.
Thanks
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That sounds like a stretch to me. If the car is actually used to just drive there, and drive back, I can’t see any possible reason for calling it business, the mileage thing is pretty lame. I would ask for clarification in the legal wordings of the policies they issue. I bet they can’t provide them.
Going by their definition, a person who worked on call at WalMart, and put in shifts on the cash register at 2 stores in the same city would be using his car for business!
Edit:
Glad it was fixed, it sounds like the first person at the insurance company was a newbie, or somebody who spoke without checking the whole story.
unless he is using it to perform the duties of his job then it should not be rated as business use. you should get quotes elsewhere since they are not being fair to you as a customer.
I work for a insurance company and we would not rate that as business use that would fall under personal use.
Does he actually use his truck in the course of either business? If yes, then they have a point. If not, then they’re wrong, wrong, wrong!